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A ceding purchases reinsurance directly from a reinsurer or through a broker or reinsurance intermediary. In the case of non-proportional reinsurance, the reinsurer doesn’t have a proportional share in the insurer’s premiums and losses. The priority or retention limit is based either on one type of risk or an entire risk category. Facultative coverage protects […]
A ceding purchases reinsurance directly from a reinsurer or through a broker or reinsurance intermediary. In the case of non-proportional reinsurance, the reinsurer doesn’t have a proportional share in the insurer’s premiums and losses. The priority or retention limit is based either on one type of risk or an entire risk category. Facultative coverage protects […]
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